Factors Influencing Consumer Adoption of Digital Payment Systems: Exploring Demographic, Psychological, and Sustainability Dimensions. International Journal of Finance, Economics, and Management Studies, [S. l.], v. 2, n. 1, p. 13–22, 2026. DOI: 10.64137/31080030/IJFEMS-V2I1P102. Disponível em: https://internationaljournalssrp.org/index.php/ijfems/article/view/144. Acesso em: 21 mar. 2026.