Merging Identities, Not Just Ledgers: Account Porting After a Financial Services Acquisition

Authors

  • SRUCHIT BOMMINENI Manager, Software Development and Engineering, Charles Schwab and Company Inc, USA. Author
  • TRIPP KNOWLES Director, IAM Engineering & Architecture, Raymond James Financial Inc, USA. Author

DOI:

https://doi.org/10.64137/31078699/IJETET-V1I2P107

Keywords:

Financial Services M&A, Account Porting, Identity Resolution, Customer Data Migration, Core Banking Integration, Entity Deduplication, Post-Merger Integration, Data Governance, Regulatory Compliance Migration

Abstract

In financial services acquisitions, the identity migration is harder than the ledger migration  and it is where the fraud, privacy and continuity risk actually concentrates. This article sets out the architecture and control pattern that made a large brokerage and banking integration tractable.

References

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Published

2025-12-31

Issue

Section

Articles

How to Cite

Merging Identities, Not Just Ledgers: Account Porting After a Financial Services Acquisition. (2025). International Journal of Emerging Trends in Engineering and Technology, 1(2), 44-48. https://doi.org/10.64137/31078699/IJETET-V1I2P107