BNPL (Buy Now, Pay Later) and Its Effect on Debt Perception & Saving Habits of Gen Z Students in India. International Journal of Finance, Economics, and Management Studies, [S. l.], v. 2, n. 3, p. 39–46, 2026. DOI: 10.64137/31080030/IJFEMS-V2I3P105. Disponível em: https://internationaljournalssrp.org/index.php/ijfems/article/view/429. Acesso em: 28 jul. 2026.