Barriers to Technology Adoption Among Small and Medium Enterprises. International Journal of Finance, Economics, and Management Studies, [S. l.], v. 2, n. 1, p. 23–29, 2026. DOI: 10.64137/31080080/IJFEMS-V2I1P103. Disponível em: https://internationaljournalssrp.org/index.php/ijfems/article/view/166. Acesso em: 13 feb. 2026.